A Health Savings Account (HSA) offers you flexibility, investment options, and a triple tax advantage.
Combined with a qualified High Deductible Health Plan (HDHP), an HSA provides the security of knowing you have the funds needed to help cover healthcare costs before you satisfy your deductible and other out-of-pocket medical expenses.
Learn how a High Deductible Health Plan works with a Health Savings Account.
An Account You Own
Like a personal savings account, the money in an HSA rolls over annually, meaning the funds never expire and you can take it with you wherever you go – even if you change jobs, change health plans, or retire.
Triple Tax Advantage
HSAs offer a triple tax advantage. The funds go into the account tax free, can be withdrawn tax free for eligible medical expenses, and continue to grow tax free until you need them.
Potential for Growth
With an HSA, you can choose to invest any funds over $2,500 into a variety of investment options. This is a great way to potentially grow your savings for future healthcare costs or retirement.
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